Issue

Association Health Plans (AHPs)

Main Street should enjoy the same healthcare benefits as Wall Street

Whether a large franchisor company with thousands of locations or an individual franchisee successfully running a single unit, delivering affordable health care is one of the most pressing issues facing franchising. According to polling conducted prior to the Midterm Elections in 2018, 83% of registered voters said that the cost of healthcare was important to their vote, with nearly three quarters saying it was very important.

In June of 2018, the Department of Labor issued a rule which allowed for increased access to Association Health Plans (AHPs). AHPs allow small businesses to band together and purchase insurance, leveraging their combined purchasing power to offer lower premiums than comparable plans on the individual insurance exchange. Early plans being formed or expanded since this ruling complies with ACA mandates, do not exclude individuals with pre-existing conditions and don’t impose annual or lifetime limits on coverage. 

IFA fully supports AHPs and continues to work with its member companies and fellow associations in Washington DC to develop, implement, and offer a best-in-class AHP for the franchising community.

To learn more about AHPs, please visit the Department of Labor's summary: https://www.dol.gov/general/topic/association-health-plans