Since 1950, United Community Bank has been improving the lives of its customers and communities through exceptional banking service. We have a community bank culture of personalized service and the resources of a larger bank with over $12 billion in assets. In fact, when compared to other large, national banks, we rank among the top 10%.
As a nationwide franchise lender, we provide Small Business Administration (SBA) loans, including SBA 7(a), SBA 504, USDA Business and Industry Loans, as well as other conventional lending options to fit the unique financing needs of your franchised business. Our experienced team has the expertise to help you get the doors open for your franchise. We understand the challenges that may arise while you work to open your franchise, and we can adapt to changes that may occur as you’re securing your loan.
Our team of dedicated lending professionals is fully equipped to help you get started on your dreams of entrepreneurship.
Why Choose United?
We understand the process: We develop concept-specific lending programs that meet franchisees’ needs, and our extensive experience with franchise lending allows us to guide you through the process with confidence.
We’ll help you get started with an SBA loan: We work with first time franchisees for many national and regional franchise concepts.
We’re a preferred SBA lender: We have preferred lender status with the SBA, which allows us to grant faster approvals than lenders who do not have preferred status.
We’ll help you grow: In addition to our SBA lending options, we have conventional lending options for established franchisees. We have options for large real estate and acquisition transactions in our traditional lending markets as well as national options for equipment financing.
We’re flexible: Our lending options range from equipment transactions as small as $5,000 for SBA and USDA loans, and conventional loans up to $10,000,000.
We’ve been awarded for our service: Since 2013, we’ve been recognized for the "Highest Customer Satisfaction with Retail Banking in the Southeast Region” by the J.D. Power 2018 U.S. Retail Banking Satisfaction Study℠. We’ve also been ranked as one of America’s best performing banks by Forbes since 2013.